AXA Affin Medical Care Plus Schedule of Benefits & Premium Table

Medical Care Plus from AXA Affin Life Insurance is a comprehensive medical rider that is designed to cover the cost of hospitalisation and surgical up to age 81 years old. AXA Affin Medical Care Plus medical rider can be purchased either attached to a level term insurance that last until 80 years old (T80) or as a non par medical rider attachable to investment-linked Life plan.

The unique features and advantages of AXA Affin Medical Care Plus medical plan is listed as below:

1. Guaranteed renewal
2. No co-insurance.
3. No lifetime limit, except for those coverage listed in the Section C of Schedule of Benefits below.
4. High annual limit, up to RM500,000.
5. A good list of panel hospitals, at least comparable to those from leading insurance companies.

How to earn side income from online surveys

Updates as of 20 Mar, 2012: New proof of payment at the end of the article!

Times are hard with the food and oil prices going up by the days. All of us are feeling the pinch and  worse thing is our pockets are shrinking while our income remain fairly stagnant for years. So, what does most of us do? It's most likely that most of us will start thinking of generating side income to supplement our income from our employment. The most common part time jobs that we can think of is normally selling unit trusts, selling insurance or even multi level marketing. Don't get me wrong! These part time jobs can be very lucrative if you really put in the effort. You might be seeing your first million if you are successful!

But, for those lazy bums like me, those part time jobs are not for me. Not that I'm not willing to put in the effort, but more of not too suitable for my personality. So for those fella who's shy and lack of initiative, so how do you generate a bit of side income while lazing at home?

Staying calm in volatile markets

Short-term losses and volatility are inevitable and investors have to live with them rather than be stifled by them, writes PETER BROOKS

THE choppy markets of the past few months may have made investors feel like they were reliving 2008 all over again. The bad news is that spikes in market volatility appear to be here to stay. The good news, however, is that there are ways to navigate safely through such times by purposefully managing our responses.

Higher volatility usually comes with higher levels of investor discomfort. Many investors consider pulling out of falling markets while those who see a buying opportunity can find it difficult to commit due to fear of mis-timing the purchase.

If higher volatility becomes the new norm, it is important for investors to better understand and take control of their investing behaviour. There are three easy strategies investors can adopt to increase their comfort in difficult markets: (i) keep the correct perspective of time horizon; (ii) rebalance assets; and (iii) keep an investment diary.

TMRewards - Earn Money with TM!

TMRewards is the latest Telekom Malaysia loyalty program which reward subscribers with one point for every RM1 spent. This loyalty program is open to consumers and businesses (by invitation only). Points accumulated can be redeemed for cash vouchers, and goods such as trolley luggage, kids toy, perfumes and etc. You can also use the points for TM bill rebate of RM5 for 500 points, subject to a maximum of RM200 bill rebate per year and only redeem once per account per month.

The great news is that if you sign up online now, you will be given for free 500 points. To sign up, just hop over to this link. All you need to register is your TM phone number and your email address.

While this doesnt qualify as a unique side income revenue stream, but at least you get something out of this loyalty program, especially the bill rebates and cash vouchers. So, register NOW since you only accumulate points for the current and future TM bills.