AXA Affin Medical Care Plus Schedule of Benefits & Premium Table

Medical Care Plus from AXA Affin Life Insurance is a comprehensive medical rider that is designed to cover the cost of hospitalisation and surgical up to age 81 years old. AXA Affin Medical Care Plus medical rider can be purchased either attached to a level term insurance that last until 80 years old (T80) or as a non par medical rider attachable to investment-linked Life plan.

The unique features and advantages of AXA Affin Medical Care Plus medical plan is listed as below:

1. Guaranteed renewal
2. No co-insurance.
3. No lifetime limit, except for those coverage listed in the Section C of Schedule of Benefits below.
4. High annual limit, up to RM500,000.
5. A good list of panel hospitals, at least comparable to those from leading insurance companies.

The disadvantages of AXA Affin Medical Care Plus medical plan is listed as below:

1. Limited coverage for out-patient cancer treatment and kidney dialysis. For higher coverage of cancer and kidney dialysis treatment, check out this medical plan.
2. Relatively higher annual premium as compared to competitors.
3. Pre-existing illness are excluded. Some competitor medical cards include pre-existing illness with a loading (typically 60 - 150%).

In the sections below, you will find the schedule of benefits, and premium table for stand alone medical card. You will need to refer to your AXA Affin Life Insurance agent to get the proper quotation for Medical Care Plus rider (attached to investment-linked life policy). There are four medical plans to choose from, depending on the overall annual limit.

AXA Affin Medical Care Plus Schedule of Benefits

AXA Affin Medical Care Plus Premium Table

 

To view the comparison of this medical plan with other leading medical cards in the market, please visit this article.

Disclaimer: The information published is for your reference only. Please refer to your insurance agent for the most up to date information.