Get 5% Rebate With OCBC Titanium Credit Card

Since the introduction of government service tax for credit cards, cash rebate credit cards have been mushrooming every now and then. OCBC reintroduced their OCBC Titanium cash rebate credit card with 5% cash rebate for petrol/gas, dining, utility bills and groceries expenses. For other transactions, a 1% cash rebate will be given as well.

Even though OCBC Titanium credit card has been launched a while ago, I still think it is one of the "must have" credit card in view of the advantages of this credit card as below:

• 5% cash rebates for petrol/gas, dining, utility bills and grocery expenses, subject to merchant category code as listed here.
• 1% cash rebate for all other transactions.
• Maximum of RM50 cash rebates per billing cycle.
• RM50 government service tax is waived if you spend > RM10,000 per year per principal card.
• RM25 government service tax is waived if you spend > RM25,000 per year per supplementary card.
• Zero annual fees for principal & supplementary cards if you swipe the card at least 12 times a year.
• Free access to Plaza Premium Lounge in KLIA for yourself if you charge > RM3,000 for air ticket & travel packages.
• Other standard privileges as listed here.

Since the 5% cash rebate is given based on the merchant category code rather than across the board, I'm compiling the list of merchants that have been proved to provide 5% cash rebate when you use OCBC Titanium cash rebate credit card in these stores. This list will be updated from time to time to reflect the cash rebates experience by OCBC Titanium cash rebate credit card holders.