Are you constantly looking for the best medical card in the market? More often than not, you will find that some of the available medical cards have pretty extensive coverage but always lack in some other aspects such as out-patient kidney dialysis and cancer treatments. Even if you can find the perfect medical card, the cost of maintainig this medical card could be too prohibitive over the long term.
An alternative to finding the best medical card is to find one medical card that is the most suitable for you, and then find another supplemental medical card that can cover for whatever that is lacking in the first medical card. That is where Tokio Marine Medic Plus medical plan comes into the picture.
December 27, 2011
AXA Affin Medical Care Plus Schedule of Benefits & Premium Table
Medical Care Plus from AXA Affin Life Insurance is a comprehensive medical rider that is designed to cover the cost of hospitalisation and surgical up to age 81 years old. AXA Affin Medical Care Plus medical rider can be purchased either attached to a level term insurance that last until 80 years old (T80) or as a non par medical rider attachable to investment-linked Life plan.
The unique features and advantages of AXA Affin Medical Care Plus medical plan is listed as below:
The unique features and advantages of AXA Affin Medical Care Plus medical plan is listed as below:
- Guaranteed renewal
- No co-insurance.
- No lifetime limit, except for those coverage listed in the Section C of Schedule of Benefits below.
- High annual limit, up to RM500,000.
- A good list of panel hospitals, at least comparable to those from leading insurance companies.
December 22, 2011
How to earn side income from online surveys
Updates as of 20 Mar, 2012: New proof of payment at the end of the article!
Times are hard with the food and oil prices going up by the days. All of us are feeling the pinch and worse thing is our pockets are shrinking while our income remain fairly stagnant for years. So, what does most of us do? It's most likely that most of us will start thinking of generating side income to supplement our income from our employment. The most common part time jobs that we can think of is normally selling unit trusts, selling insurance or even multi level marketing. Don't get me wrong! These part time jobs can be very lucrative if you really put in the effort. You might be seeing your first million if you are successful!
But, for those lazy bums like me, those part time jobs are not for me. Not that I'm not willing to put in the effort, but more of not too suitable for my personality. So for those fella who's shy and lack of initiative, so how do you generate a bit of side income while lazing at home?
Times are hard with the food and oil prices going up by the days. All of us are feeling the pinch and worse thing is our pockets are shrinking while our income remain fairly stagnant for years. So, what does most of us do? It's most likely that most of us will start thinking of generating side income to supplement our income from our employment. The most common part time jobs that we can think of is normally selling unit trusts, selling insurance or even multi level marketing. Don't get me wrong! These part time jobs can be very lucrative if you really put in the effort. You might be seeing your first million if you are successful!
December 21, 2011
Staying calm in volatile markets
Short-term losses and volatility are inevitable and investors have to live with them rather than be stifled by them, writes PETER BROOKS
THE choppy markets of the past few months may have made investors feel like they were reliving 2008 all over again. The bad news is that spikes in market volatility appear to be here to stay. The good news, however, is that there are ways to navigate safely through such times by purposefully managing our responses.
Higher volatility usually comes with higher levels of investor discomfort. Many investors consider pulling out of falling markets while those who see a buying opportunity can find it difficult to commit due to fear of mis-timing the purchase.
If higher volatility becomes the new norm, it is important for investors to better understand and take control of their investing behaviour. There are three easy strategies investors can adopt to increase their comfort in difficult markets: (i) keep the correct perspective of time horizon; (ii) rebalance assets; and (iii) keep an investment diary.
THE choppy markets of the past few months may have made investors feel like they were reliving 2008 all over again. The bad news is that spikes in market volatility appear to be here to stay. The good news, however, is that there are ways to navigate safely through such times by purposefully managing our responses.
Higher volatility usually comes with higher levels of investor discomfort. Many investors consider pulling out of falling markets while those who see a buying opportunity can find it difficult to commit due to fear of mis-timing the purchase.
If higher volatility becomes the new norm, it is important for investors to better understand and take control of their investing behaviour. There are three easy strategies investors can adopt to increase their comfort in difficult markets: (i) keep the correct perspective of time horizon; (ii) rebalance assets; and (iii) keep an investment diary.
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