Great Eastern Smart Medic Medical Card Schedule of Benefits and Premium Table

Updated 10 December 2012: Increased overall lifetime limit to 10x of annual limit.

Smart Medic is the comprehensive medical rider (aka medical card) for investment-linked insurance plans from Great Eastern which protects you medically until you are 80 years old next birthday.

One of the unique selling point for Great Eastern Smart Medic is the no claims increment of annual limit. This means that if you dont claim for medical expenses every 3 policy years, your annual limit will be increased 10%.

The table below will explain the no claims increment of annual limit, assuming that one purchased a SM 200 medical plan.

Early this year, Great Eastern has enhanced Smart Medic rider by shorterning the period for no claims increment of annual limit from 5 policy years to 3 policy years, increase the entry age from 60 years old to 65 years old, and put a cap of RM3,000 to the maximum co-insurance payable if you exceed the Room & Board charge.

Smart Medic Schedule of Benefits

Smart Medic Premium Table

To view the comparison of this medical plan with other leading medical cards in the market, please visit this article.

Disclaimer: The information published is for your reference only. Please refer to your insurance agent for the most up to date information.