Tokio Marine Life Health Care Supreme Schedule of Benefits & Premium Table

Health Care Supreme is a yearly guaranteed renewable medical and health insurance rider that can be attached to individual life and investment-linked policies from Tokio Marine Life. This medical plan is renewable up to age of 80.

The unique selling points of this medical card are as follow:

1. Insured can opt to increase room & board by 50% with a loading of 7.5%. For example, if you purchased a medical card with room & board rate of 200, you can enhance your medical card by adding the upgrade room & board option to increase room & board limit to 300 at the cost of 7.5% more premium.
2. Insured can opt to increase annual limit by 50% and lifetime limit by 100% with a loading of 5%. For example, if you purchased a medical card with room & board rate of 200, you are entitled to annual and lifetime limit of 100,000 and 400,000 respectively. You can enhance your medical card by adding the upgrade annual & lifetime limit option to increase annual & lifetime limit to 150,000 and 1,500,000 at the cost of 5% more premium.
3. Up to 15% discounts on premium for no claims discount from third year renewal onwards.

The advantages of Tokio Marine Life Health Care Premium medical card is listed as below:

1. Guaranteed renewable up to 80 years old.
2. No co-insurance.
3. Up to 15% no claims discount from 3rd year renewal onwards.
4. A good list of panel hospital.
5. Options to upgrade room & board, and annual & lifetime limit with additional premium.

The disadvantages of Tokio Marine Life Health Care Premium medical card is listed as below:

1. Not value for money if didnt upgrade  room & board and annual & lifetime limit.
2. Very low limit for cancer and kidney dialysis treatments.

In the sections below, you will find the schedule of benefits, and premium table for medical rider of traditional life insurance and investment-linked policy. There are four medical plans to choose from, depending on the room & board rate.

Health Care Supreme Schedule of Benefits & Premium Table



Disclaimer: The information published is for your reference only. Please refer to your insurance agent for the most up to date information.