February 6, 2012

Hong Leong Assurance MedGLOBAL IV Schedule of Benefits & Premium Table

Hong Leong Assurance (HLA) MedGLOBAL IV is a guaranteed renewable comprehensive medical plan that covers your hospital and surgical needs up to age 85 years old. HLA MedGLOBAL IV medical card can be purchased as a standalone medical card, as a rider to traditional life insurance policy or as a rider to investment-linked policy.

The advantages of HLA MedGLOBAL IV medical card is listed as below:
  1. Guaranteed renewable up to 85 years old.
  2. No co-insurance.
  3. High annual and lifetime limit.
  4. Cancer treatment, kidney dialysis and organ transplant cost, subject to annual and lifetime limit.
  5. A good list of panel hospitals.
The disadvantages of HLA MedGLOBAL IV medical card is listed as below:
  1. Higher premium compared to competitors.
  2. No option to add spouse or children for medical coverage, as what some competitor standalone medical card did.
  3. Pre-existing illness are excluded. Some competitor medical cards include pre-existing illness with a loading (typically 60 - 150%).
In the sections below, you will find the schedule of benefits, and premium table for standalone medical card, as a rider to traditional life insurance and as a rider to investment-linked policy. There are four medical plans to choose from, depending on the overall annual limit.


HLA MedGLOBAL IV Schedule of Benefits
* source: JuneOng.com

HLA MedGLOBAL IV Premium Table - Standalone

HLA MedGLOBAL IV Premium Table - Traditional Rider


HLA MedGLOBAL IV Premium Table - Investment-Linked Rider



To view the comparison of this medical plan with other leading medical cards in the market, please visit this article.



Disclaimer: The information published is for your reference only. Please refer to your insurance agent for the most up to date information.

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